*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
Bharti AXA health insurance is one of the most reputed and trusted insurance companies to provide comprehensive health coverage. Resulting from a joint venture between Bharti Enterprises, a renowned business group based out in India and AXA, a globally acknowledged finance and wealth protection management firm, Bharti AXA general insurance company was created.
Commencing its operations in 2008, the insurer strives for offering customer-friendly insurance products at a pocket-friendly price. Bharti AXA health insurance is among one of the most sought-after product in the market that offers comprehensive coverage to its users.
Bharti AXA health insurance plans are designed carefully to meet the needs of individuals from every genre. On getting insured, policyholders enjoy the benefits of availing cashless treatment with numerous hospitals.
The plan also makes room for several different add-ons that cover critical illnesses, different types of genetic disorders, maternity expenses, and more. The plan can be customized based on individual preferences, making it all the more beneficial to policyholders.
With health plans that provide coverage up to Rs 1 cr. policy seekers can be assured that they are making the right investment when they opt for Bharti AXA's insurance plans. These comprehensive plans are meticulously crafted to meet the needs of the customers, and the foundation for it set after carefully considering aspects like lifestyle habits and purchasing power.
A few core reason that makes plans available under Bharti AXA General Insurance Company trustworthy are:
The claim settlement ratio refers to the company's ability to settle claims when the proposal is put. In that perspective, insurance plans devised by Bharti AXA comes with a high claim settlement ratio of 98.27%. Not only does the percentage figure puts the company ahead of the race, but it also ensures policyholders will receive claims they are entitled to.
Not many insurers make room to provide a coverage amount that soars up to Rs 1cr. However, plans under Bharti AXA General Insurance company promises comprehensive coverage that's best in the market and something that will ensure your family faces so such thing as a financial burden.
Cashless hospitalization is one of the most preferred benefits for policy seekers when it comes to buying a health insurance plan. Bharti AXA health insurance plan provides a massive cover for cashless hospitalization with a PAN India network hospital list. Not only will the policyholder have the option to choose the hospital of his choice but will also receive the best hospital service.
Parameters |
Details |
Chain of hospitals |
4500+ |
Claim settlement ratio |
98.27% |
Total number of claims settled |
18 lac+ |
Total number of policy issued |
1.3 million |
Renewability |
Lifelong |
Branches |
152 across India |
Everyone from individuals to families and even senior citizens can avail health insurance plans from Bharti AXA general insurance company. Over the years, the company has been in the limelight for circulating two significant plans: AXA Smart Super Health Insurance and the Smart Health Assure. However, here's a breakdown of each health plan available for policyholders to get insured with Bharti AXA health insurance.
The Bharti AXA Smart Health Assure Plan places crucial emphasis on providing reliable coverage relating to emergency hospitalization and medical bills. It is an absolute go-to plan for individuals looking forward to a coverage amount ranging up to 4 lac rupees. The plan includes a wide range of special benefits such as free health check-ups, renewal discounts, no claim bonus, and more.
Parameters |
Minimum |
Maximum |
Coverage |
3,00,000 |
4,00,000 |
Eligibility |
91 days |
65 yrs |
Renewability |
Lifelong |
Lifelong |
The Bharti AXA Smart Super Health Insurance Plan is an extensive plan that covers a range of medical expenses. The plan is bifurcated into three variants, which are Classic, Uber, and Value plan. Here's the complete breakdown of the policy.
Parameters |
Minimum |
Maximum |
Coverage |
5,00,000 |
1,00,00,000 |
Eligibility |
91 days |
65 yrs |
Renewability |
Lifelong |
Lifelong |
The Smart Super Plan is to be availed as the Classic, Value an Uber plan with a range of sum insured options.
Bharti AXA General Insurance company is one of a kind when it comes to offering health insurance plans. The firm clocked a record by achieving two prestigious certifications at the international level within a year from commencing operations.
Everything from on-point customer relationship, simple claim process, to quality, Bharti AXA General Insurance not only tops the list, but it is also ranked as one of the most preferred insurance brands. Here are some major features and benefits that policy seekers can enjoy when opting for Bharti AXA General Insurance:
With Bharti AXA Health Insurance Plan being so extensive, it can be complicated to understand the exact factors that are considered as inclusions and exclusion. Here is a detailed list that outlines both inclusion and exclusion under the plan.
The policy covers the following expenses under its list of inclusions:
Complicated health conditions such as eye surgery, lithotripsy, chemotherapy, dialysis, and other critical illnesses that do not require hospitalization beyond 24 hours are included.
Treatment of injuries or diseases that need domiciliary hospitalization means medical intervention and home rest exceeding for more than 3 days is included.
Expenses incurred for Bacteria meningitis, Motor neuron disease, Primary pulmonary hypertension, terminal illness, first heart attack etc. are covered.
The policy provides coverage for day care procedures.
Pre and post hospitalisation expenses are covered.
Policy exclusions are as mentioned below:
*For the complete list of exclusion, kindly refer to the policy document
Bharti AXA Health insurance can be claimed as cashless and reimbursement claim.
Bharti AXA health insurance can be renewed by visiting the official website of the insurer. The steps are as follows:
Bharti AXA's premium calculator provides policy seekers to understand insurance plans that will better suit them based on the budget and coverage amount they are looking for. The premium calculator considers many factors when it comes to providing suggestions to the policy seekers about choosing the right plan. Not only will the customer get an idea in advance about how much premium they'll have to pay annually, but it also helps them get a clear picture of the financial back up they'll be building over time.
Policy seekers are required to do the following to understand the premium amount via Bharti AXA's calculator.
Accordingly, policy seekers can compare, analyze, and opt to buy the right health insurance plans that suit their needs. The premium calculator helps policy seekers understand the best plan from the comfort of their home, but it also drives customers to make a more informed buying decision.
Policy seekers have a range of different channels when it comes to buying a policy plan with Bharti AXA General Insurance company. Here are a few quick ways to buy Bharti AXA's health plan.
If you, as a policy seeker, are ready to buy any plan that falls under your budget without assessing much about the details, then getting in touch with the sales department of the company is the quickest way to buy health plans. Policy seekers can call Bharti AXA's customer care at +91-1800-103-2292 and buy a policy plan right away. In case if you have any queries about the plan, then you can get it all figured out first hard from the company's sales representative instantly.
Policy seekers can opt to buy Bharti AXA's health insurance plan online without any hassles with everything available on the internet. Customers can visit the official Bharti AXA General Insurance company's official website, opt for the product they like, file a buying quotation by filling in all the details and expect the sales team to get in touch with you within a period of 24hrs.
If browsing online and buying a plan on the internet is just not one’s thing, then policy seekers can choose to send a message to 5667700. The customer care support team will get in touch with them.
If none of those mentioned above channels suit your preferences, then you can choose to do it the traditional way. You can visit one of Bharti AXA General Insurance Company branches that's in your vicinity and manually inquire policy details and accordingly proceed to buy a policy with everything being visible and happening right in front of you.
Ans: There are multiple ways a policyholder can choose when it comes to renewing a policy plan. Policyholders can either call the customer care support or choose to do it offline by visit one of Bharti AXA's nearest insurance company's branches.
Ans: Policyholder after getting admitted with a hospital that's included in the policy is expected to follow the below procedure to avail cashless hospitalization:
Ans: No. Bharti AXA general insurance company makes provision to cover medical expenses for the insured only throughout India.
Ans: The minimum limit of coverage amount is Rs 2 lakh, whereas the maximum limit provided on coverage amount is Rs 5 lakh.
Ans: Insurance plans by Bharti AXA lend coverage for the policyholder's spouse, two dependent children, who are either 23 years or above.
Ans: Bharti AXA family floater policy plan lends coverage to children who fall under the age bar of 3 months to 5 years provided that one parent is covered under the same policy plan.
Ans: Yes. Senior citizens can avail of a health cover with Bharti AXA General Insurance company. However, the premium cost will certainly depend on several different factors right from health conditions, pre-existing illnesses, tenure of the policy, and more.
Ans: Yes, college students can get insured with Bharti AXA General Insurance company. There are many plans provided by Bharti AXA. The best plan for a college student would d/epend on his/her budget and tenure of the policy they opt for.