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The HDFC ERGO Health Insurance Premium Calculator is a computational tool predominantly used to calculate the premiums payable for different HDFC ERGO Health Insurance plans. HDFC ERGO General Insurance Company offers various types of insurance. The Company came into being in the year 2002. It spans across about 113 cities, operated through 127 branches.
HDFC ERGO Health Insurance Premium Calculator is an all-inclusive health insurance premium calculator that calculates the premium amount the policyholder is obliged to pay once he opts for an insurance policy. It facilitates an adequate health coverage plan suited to the financial needs of an individual by calculating the appropriate amount of premium that has to be paid and helps in planning his/her future accordingly. HDFC’s premium calculator is also a time-saving instrument as it processes the premium quotation online and only involves the policyholder entering the applicable policy details. It is cost-effective and also offers a comparison of various plans.
HDFC ERGO Health Insurance Premium Calculator saves you from guessing the premium amount and helps you save time otherwise wasted on pointless speculations and thereby helps you to choose the plan that you can afford.
Before one can proceed with the online calculation of the premium by using the HDFC ERGO Health Insurance Premium Calculator, there are certain prerequisites that need to be addressed. The details required by the premium calculator are as follows:
These details are some of the crucial elements required to calculate the premium sum, and thus, these details should be entered in the online HDFC ERGO Health Insurance Premium Calculator for proper calculation.
The premium amount is the most important aspect that determines a health insurance policy’s financial feasibility from the policyholder’s point-of-view. HDFC provides an array of health insurance plans. Thus, buyers have a plethora of choices to choose from.
These factors are:
To calculate the premium online using the Health Insurance Premium calculator, one needs to have the necessary information on the chosen policy. Moreover, the premium calculation can be done easily through Paisawiki.com. The steps to use the online premium calculator with paisawiki are as follows:
To avoid discrepancies while calculating the premium, one needs to take care of the following points while entering the information online.
The numerous benefits of using a premium calculator are:
Ans: It covers both cashless as well as the reimbursement claims. The cashless payments are directly settled in the hospital’s invoicing, and it includes more than 10,000 hospitals in this domain in the hospital network of the insurance company.
If the hospital is a non-network medical institution, then the amount is directly reimbursed to the hospital once the billing process is initiated.
Ans: There is no maximum age to opt for the health insurance plan. The minimum age for which the health insurance policy can be opted for is 91 days.
Ans: The health insurance policy is subject to auto-renewal, in case the policyholder opts for the auto-debit option from the bank account at the time of purchasing the plan. One can also call the India-serviced Customer Care Number: 022-62346234/0120-62346234, which ensures the instant renewal of the health insurance policy of the customer.
Ans: HDFC ERGO Health Insurance accepts the premium in the given three modes: