*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
By taking health insurance, an insured gets into a contract with the insurance provider to get financial support at the time of medical emergencies. It can be done by paying the medical bills, lab test bills, pharmacy bills, and others in cashless mode or by reimbursing the cost incurred on the treatment of the insured or the family member covered in the policy. Medical Insurance is a must for everyone to safeguard against the uncertainty of life as the medical expenses have soared, and getting the treatment done without Insurance can be heavy on pocket. Sometimes one has to shell out total savings to save the life of a person. At such a time, health insurance comes as a saviour because, without money, one can be denied medical treatment.
However, getting the right health insurance policy is all what maters here. Without an adequate policy, you can’t be ensured with a sufficient coverage. Nevertheless, the existence of multiple policies has make it quite difficult for one to choose the policy that benefits more.
Well, online health insurance comparison is the solution here!
Online comparison is the only way to get the right health cover. It ensures the policy seekers get the sufficient policy coverage as per their requirement. There are online aggregator websites that help one to compare health insurance plans. Some of the benefits of online comparison are mentioned below:
A health insurance policy should come as a saviour at the time of emergencies. There are several benefits and features which a policy should have to make it useful. While buying new health insurance, one should always check these features and ensure that these should be included in their plan.
There are certain things that are not covered by health insurance, and one should always check before filing a claim for such health issues.
Ans. The current laws state that an insured can include the children as dependent on the health insurance policy. A child can be kept as dependent only till 26.
Ans. Yes, it is possible to port health insurance to some other provider.
Ans. Certain policies provide overseas cover to the insured. One should always confirm this from the insurer while buying the policy.
Ans. Some policies allow parents to be kept as dependents and get them covered in the policy.
Ans. If there are multiple members of the family, then you can go for whole family insurance, which will cover all the members. Please note that the premium amount of the entire family insurance depends upon the age of the primary holder of the policy. If he/she is aged, the premium amount will be more.
Ans. Property documents like claim form, hospital bills, discharge slip, admission slip, pharmacy charges, room charges have to be provided to the insurer to make a claim.