*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
Health insurance is an imperative buy these days. In the race of offering the best health insurance products and securing the name in the list of top insurers, Aditya Birla is not left behind. Aditya Birla health insurance is one of the most sought after products one can consider for investing in a health insurance policy.
Aditya Birla Health Insurance is a popular name in health insurance sector. Aditya Birla health insurance plans are carefully designed to serve the insurance needs of the policyholders. The innovative and comprehensive health insurance products by Aditya Birla Group are aimed at helping people in maintaining a healthy lifestyle along with covering their medical expenses. Activ Health, Active Assure, Activ Health Enhanced, are some of the plans offered by Aditya Birla Health Insurance that are bundled with exciting benefits and rewards. With the help of its services such as HealthReturnsTM and Activ Health App, you can easily keep a track of your fitness and earn rewards for being healthy. This makes managing your health insurance policy a simple and hassle-free experience.
Along with covering your medical expenses, Aditya Birla Health Insurance Plans motivate you to improve your current state of health. There is not just one but many reasons to choose Aditya Birla Health Insurance, some of them are:
Hospital Network |
6000+ |
Active Insured |
2.3 Million+ |
Advisors |
17000+ |
Started Health Journey |
35% |
Additional Rider Benefits |
Available |
Aditya Birla Health Insurance Company has some of the most robust and well-structured health insurance plans in the country. There is a plan for every possible potential policyholder. This allows the company to have its stellar consumer affinity and customer satisfaction.
Consider the below table of various plans offered by Aditya Birla for a thorough comparison and buy as per your need:
Plan Name |
Entry Age |
Sum Insured (Rs) |
Policy Term |
Activ Platinum Enhanced |
91 day-25 years (minimum) |
2 lakh-2 crore |
1,2,3 years |
Activ Platinum Essential |
91 days-25 years (minimum) |
50,000- 10,00,000 |
1,2,3 years |
Activ Assure Diamond |
5 years |
Up to 2 crore |
1,2,3 years |
5 years |
1 lakh- 20 crore |
1,2,3 years |
|
Activ Secure Critical Illness |
5 years/18 years |
1 lakh-1 crore |
1,2,3 years |
ActiveSecure Hospital Cash |
18 years |
Up to a specific amount daily |
- |
18 years |
5 lakh-1 crore |
1,2,3 years |
|
91 days |
- |
1,2,3 years |
|
Global Health Secure |
91 days |
3 crore- 6 crore |
- |
There are different types of health insurance policies that are offered by Aditya Birla Capital insurance company. You can choose the health insurance plan that best suits your needs and health requirement for your family:
This global health insurance cover protects you globally against 16 major illnesses. Cashless treatment can be availed globally at the network hospitals, where international travel and accommodation are covered, along with the other listed benefits.
Aditya Birla Health Insurance policies offer a host of facilities to its customers. Following is a list of common inclusions of the health insurance policies offered by Aditya Birla Health Insurance Company-
The conditions that are considered as exclusions include:
When purchasing health insurance policy, it is recommended to go through all the inclusions and exclusions of each policy and subsequently comparing them with each other will help make the decision-making process more clear.
Aditya Birla medical insurance can be claimed for availing either cashless or reimbursement claim benefits.
Following are the steps to register a cashless claim with Aditya Birla Health Insurance:
Step 1: Approach a network hospital from the list of network hospital available on the website. Or you can get the list on the policy document.
Step 2: At the helpdesk, show patient’s Aditya Birla Health Insurance cashless card or furnish the policy number. A valid photo ID proof is also required for identification.
Step 3: The next step is filling the cashless hospitalisation request form. The hospital network shall forward it to the company. In case of emergency hospitalisation, the request form needs to be submitted within 48 hours from the time of hospitalisation. In cases of planned hospitalisation, the request form needs to be submitted 3 days before hospitalisation.
Step 4: The policyholder shall be notified about the cashless claim within 2 hours, if the request is received within usual business hours.
Step 5: After completion of all the formalities, the company shall process your claim. You can also check your claim status online.
Following are the steps to raise Reimbursement Claim with Aditya Birla Health Insurance:
Step1: After getting admitted, pay the hospital bills by own and register a claim later.
Step2: Notify the insurance provider about the hospitalization.
In case of emergency hospitalisation, the request form needs to be submitted within 48 hours from the time of hospitalisation.
In cases of planned hospitalisation, the request form needs to be submitted 3 days before hospitalisation.
Step 3: You are required to collect the relevant documents in original form from the hospital and submit it to the company within 15 days of discharge from the hospital.
Step 4: Once the documents are submitted, the company will process your claim with respect to its terms and conditions.
Step 5: Birla Health Insurance Company shall reimburse the approved amount to your registered bank account through NEFT. If your reimbursement request is rejected, you will be notified about the same by the company along with the reasons for the same via e-mail and SMS.
The following are the steps to renew your Aditya Birla Health Insurance policy online:
Once the payment is made, a confirmation will be generated and emailed to you, intimating about the successful renewal of the policy.
Alternatively, the policyholder may visit the nearest Aditya Birla Capital Branch with hard copies of the necessary document and have their insurance policy renewed at the branch with the help of one of the agents.
Steps to buy Aditya Birla Health Insurance policy online:
For online purchase of Aditya Birla Health Insurance policies, the above-mentioned documents must be scanned and uploaded. These scanned documents must then be submitted with the insurance application form on the online forum.
Ans. The member ID is mentioned in the following documents:
Ans. Coronavirus disease is covered by Aditya Birla health policies for hospitalisation, provided the policyholder submits the relevant documents at the time of the claim.
Ans. After a claim is filed and settled, the policy coverage shall be reduced by the amount of claim that has been paid on settlement. Such reduction is applicable only for the year in which the claim is made.
Ans. Yes, a policyholder can port his/her Aditya Birla Health Insurance policy by making a portability request at the time of renewal. Such request shall be made at least 45 days prior but cannot be made earlier than 60 days from the premium renewal date of your policy.
Ans. A claim shall be settled within 7 working days of the receipt of last necessary document but shall not be later than 60 days.
Ans. You can purchase Aditya Birla Medical insurance policies for yourself and choose to include your spouse and up to four children. You can also purchase it for your and your spouse’s parents under floater coverage.
Ans. The minimum age limit for Cancer Secure plan is 18 years and maximum entry age is 65 years.
Ans. Yes, a minor can be nominated to receive the benefits in case of an Accidental Death. Subject to the condition that a guardian of the nominee must be provided.
Ans. Aditya Birla Health Insurance Plans offer lifetime renewal of policies. There is no age limit.
Ans. Yes, there is a survival period of minimum 15 days post the diagnosis in order to get the claim.
Ans. You can earn HealthReturnsTM by following these simple steps:
Ans. You can call the Aditya Birla Health insurance customer Care at the following toll-free number: 1800 270 7000.
Ans. To know the hospital network, wellness centre and coaching and health providers, you can call on the toll-free number 1800 103 1033 or simply visit the official webpage.
Ans. Different factors that affect the rate of premium for medical health insurance are --coverage that is required
Ans. In a cashless claim, the insurance coma is directly responsible for paying and covering the medical bill on behalf of the policyholder. This way in times of medical emergencies, the policyholder needs not to worry about the proceedings of financial transactions.
Ans. Apart from the accidental injuries, if the policyholder develops additional medical conditions whilst in the waiting period of the policy, then the policy will not cover that medical condition.