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Serving the insurance segment quite a long from now, Future Generali India Insurance Company is one of the renowned names. The insurer offers many types of insurance solutions. Based on specific insurance goals of customers, health insurance products can be picked from the company. The company offers health insurance for individuals, families, senior citizens, group etc. However, before investing in a plan, one can estimate the premiums to be paid. It is done using the Future Generali health insurance premium calculator.
In a competitive landscape of numerous insurance products, it is overwhelming to pick the best insurance product out of the lot. Only the specific needs of a person can determine if an insurance product is suitable for them. The Future Generali health insurance premium calculator can help customers determine if an insurance product is beneficial for them.
When estimating the benefits of health insurance, an estimation of the premium to be paid is one of the defining factors to choose a policy. The Future Generali health insurance calculator helps to determine this estimate. In short, premium calculators help in understanding how much amount is needed every month or annually towards an insurance policy.
Future Generali health insurance premium calculator helps to understand how the insurer has finalized the health insurance premiums. Although, multiple factors determine the setting of the premiums or surge in premium rates depending on the type of policy; largely – premiums are specific to insurance companies. Two insurance companies having the same kind of insurance product may or may not have the same premium spread across the policy term.
The following are some of the benefits of the premium calculator from Future Generali.
The premiums of Future Generali health insurance policies are calculated based on certain factors. These usually include the following:
The following benefits are attached with a Future Generali Health Insurance Plan:
If the insured is diagnosed with a minor or moderate health condition that is part of a pre-defined list, then the premiums for the insured are waived for five years.
A 35-year-old person can get a critical illness cover of Rs 10 lakh for a decade for a monthly premium payment of just Rs 447 including taxes.
The low premium advantage allows for buying individual policies for oneself as well as dependents, including parents, spouse and children. Although group medical health insurance covers are there, taking individual policies can provide more comprehensive coverage for all members of the family. Using the Future Generali health insurance calculator, one can calculate the premium spread for family members.
There are many covers integrated into a health insurance product. Heart cover, critical illness cover etc. are some of them. These covers have a return on the premium benefits associated as tax benefits. The insured can choose which component to retain in their health plan.
Ans: All premium calculators only show the number of premiums, and the amount that has to be paid in each premium, and the tenure of the premium.
Ans: It helps understand the premiums that have to be paid; the total premium amount over the policy tenure.
Ans: Apart from health insurance, the insurer also provides travel, motor, home, lifestyle, commercial, and rural insurance.