*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
The estimated cost of a Policy in terms of the total amount of premium that is to be paid is calculated using an algorithm. It is done using technology and required the applicant to enter certain details and personal information online. Then based on the information provided and the nature of various policies that are opted for, the system calculates a premium value that is payable by the customer. This application helps a user compare different rates of premium for different Religare policies. The tool is called Care Health Insurance Premium Calculator (formerly known as Religare Health Insurance Premium Calculator).
The reasons why it is important to calculate an online premium quote are:
The interested individual needs to enter some vital details to estimate the premium as per the Premium calculator. Details to be entered are:
Religare Plan |
Minimum age entry |
Maximum age entry |
Policy Term |
Care Health Care (formerly known as Religare Care) |
5 years |
No limit |
1 year, 2 years and 3 years |
Care Health Enhance (formerly known as Religare Enhance) |
1 day |
No Limit |
1 year, 2 years and 3 years |
Care Health Joy (formerly known as Religare Joy) |
Adults – 18 years Children and Newborn Babies – 1 day |
Adults – 45 years Children – 24 years and New-born Babies – 90 days |
1 year, 2 years and 3 years |
Care Health Assure (formerly known as Religare Assure) |
18 years |
65 years |
1 year, 2 years and 3 years |
Care Health Secure (formerly known as Religare Secure) |
91 Days |
Children – 24 years Adults – 70 years |
1 year, 2 years and 3 years |
Care Health Insurance Company Limited (formerly known as Religare Health Insurance Company Limited) premiums can be calculated through Paisawiki.com as well. It is the easiest and most time-saving process. Here are the steps to follow:
A: Common inclusions are:
A: An individual can make an online payment using his
A: After the policyholder or the insured reaches a certain age, there is a certain portion or percentage of the total claim amount that needs to be borne by the policyholder. This can be an absolute amount, or a ration of the total sum insured which is called co-payment.
A.4. There are certain exclusions:
A.5. Lifetime renewability benefit is available with Care Health Insurance (formerly known as Religare Health Insurance). All one must do is to enter vital details on the renewal tab online and pay the premium amount to get the policy activated for subsequent years as well.