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Raheja QBE Health Insurance
250+ Plans 18 Insurance Companies
₹ 5 Lakh Coverage @ ₹ 10/day
7 Lakh+ Happy Customers

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

Raheja QBE Health Insurance

Among the many insurers offering customized health insurance policies in India, Raheja QBE Health Insurance provides solutions in every possible genre to suit Indian customers. Not only is their portfolio of health insurance plans robust, but they have also established a niche for themselves with innovations to cater to preferences of diverse customers. 

What is Raheja QBE Health Insurance?

The basic premise on which Raheja QBE Health Insurance thrives is that every individual is unique with diverse needs. Their approach has been thus, customer-centric to design innovative, adaptable health insurance plans aimed at satisfying just such needs, however demanding. Their delivery channels are geared to interact simply and transparently with all stakeholders, to ensure every transaction is resolved with complete satisfaction. Raheja QBE is a joint venture between Rajan Raheja Group and QBE Insurance, of Australia. Together they have created chemistry in a combination of extensive knowledge of business practices in India and global insurance expertise to churn out innovative health insurance plans conducive to the needs of varied Indian consumers.

Raheja QBE Health Insurance: Reasons to Choose

Healthcare facilities in India are second to none in a plethora of state of the corporate art hospitals spread across the country, offering the latest medical techniques supported by advanced technology. However, such healthcare is priced very high and inflationary pressures continue to add upon it, resulting in exponential increase year after year. Raheja QBE Health Insurance keeps on evolving their processes and innovates with solutions in tandem with the emerging scenario. Their friendly approach and warmth towards understanding the specific needs of consumers and focusing on every conversation are what make them stand out. Their range of products delivers the best of cashless hospitalization experience in more than 5000 hospitals across India, bears testimony to their commitment to inclusive customer comfort. 

Features of Raheja QBE Health Insurance 

The USP of Raheja QBE Health Insurance is their range of plans designed to match every individual preference in the Indian context. It will also have a host of alluring features to woo the consumers. The most important are described below: 

  • Plan options include Individual and Family Floater to cover a maximum of 6 members.
  • Cashless and reimbursable in-patient hospitalization boasting 5000+ Partner Network Hospitals.
  • All plans have lifelong renewal provision to keep the policyholder protected from financial burden in the event of hospitalization.
  • Pre and Post hospitalization cover for periods extending from 30 to 90 days spread across different health insurance plans.
  • Co-payment is defined in the plans as an in-built or optional provision.
  • Raheja QBE Health Insurance assures hassle-free claim settlement experience to its customers.
  • Customers can renew and pay the premium with flexible online options through a secure payment gateway. 

Benefits of Raheja QBE Health Insurance

The multiplicity of Raheja QBE Health Insurance Plans signifies a wide range of benefits for the discerning customer. Some of the noteworthy benefits are detailed below. 

  • Savings on Premium: Several saving options are offered under health insurance plans, which include a lower premium for opting 20% copayment policy.
  • Organ Donor Expenses: Liberal 20% of the sum insured is earmarked as a benefit across all plans.
  • Ambulance Cover: Road ambulance cover in an amount range of Rs 500 to Rs 5000 is based on different sum insured amounts. 
  • Tax Savings: Income Tax Act, 1961 provides tax benefits under Section 80D. The amounts are Rs 25000 if the insured is below 60 years of age. For senior citizens, e. persons who are 60 years and above in age, the permissible deduction amount is Rs 50000.

* Tax benefit is subject to change as per the prevailing in tax laws.

*All savings provided by the insurance provider are as per the IRDAI approval. Standard T&C apply. 

Types of Raheja QBE Health Insurance

Customers being the focus of the insurer, Raheja QBE Health Insurance offers tailor-made plans both of Indemnity and Benefit class showering them with an eclectic choice.  

  • Health QBE Plans: It is the flagship health insurance plan offering a range of options to the customer to tailor the plans in different flavours to match individual tastes.
  • Basic: As the name suggests, it is a health insurance plan providing basic hospitalization coverage primarily to protect the finances of the insured.
  • Comprehensive: This plan has all the ingredients in the Basic Plan with greater flexibility devoid of sub-limits in several medical expenses for comprehensive financial security cover.
  • Super Saver: It is a plan with a provision of 20% copayment in medical expenses, in the process earning handsome savings across all the benefits alike Basic Plan.
  • A-La-Carte: Again, as the name suggests, it is a plan covering all the benefits of the Basic Plan with provision to customize with a host of add-on options to tailor as per personal preference.
  • Health QuBE Super Topup: It is specially designed to enhance the sum insured in addition to the base sum insured at a fraction of the cost. 
  • Arogya Sanjeevani Policy – Raheja QBE: It is based on a standard template designed by IRDAI for rolling out by all the insurers operating in India for uniform cover spread across the country.
  • Individual Personal Accident: Mishaps cause unforeseen consequences on the sufferer. This plan is designed to mitigate the financial outcome of accidents.
  • Cancer Insurance: This plan provides a comprehensive cover spanning all stages of cancer.
  • Hospital Daily Cash: The policy offers a daily cash benefit up to a limit in case of hospitalisation.
  • Corona Kavach Policy: A standard health insurance policy introduced by IRDAI for covering coronavirus treatment expenses.

Raheja QBE Health Insurance Plan Comparison Table 

Choosing a suitable health insurance plan is a very daunting task. It is more so for the basic reason that there are multiple insurers and multiple plans offered by each. Some are laced with industry-standard features while some with unique features. It is in this scenario that makes sense to compare plans to help the consumer start a conversation with the insurer to select the flavour that is close to one's taste. After all, diverse consumers are bound to have diverse needs. The approach to the comparison of Raheja QBE Health Insurance is two-pronged to reap maximum benefits. It is presented in a grid form for better comprehension.  

The below grid depicts the heightened features in the range of plans under Raheja QBE Health Insurance:

Health QBE Plan Comparison

Parameter

Health Insurance Plan

Basic

Comprehensive

Super Saver

A La Carte

Sum Insured

1 - 2 L

3 - 50 L

3 - 50 L

1 - 2 L

3 - 50 L

1 - 2 L

3 - 50 L

Inpatient

Y

Y

Y

Y

Y

Y

Y

Room Rent

1% of SI

No limit

1% of SI

1% of SI

ICU

2% of SI

No limit

2% of SI

2% of SI

Doctor Fee

25% of SI

No limit

25% of SI

25% of SI

Pre Hosp

30 days

60 days

60 days

30 days

60 days

30 days

60 days

Post Hosp

60 days

90 days

90 days

60 days

90 days

60 days

90 days

Ambulance

Y

Y

Y

Y

Y

Y

Y

Daily

Rs.500

X

X

Rs/500

X

Rs.500

X

Organ Donor

X

20% of SI

20% of SI

X

20% of SI

X

20% of SI

Recharge

Y

Y

Y

Y

Y

Y

Y

Checkup

Y

Y

Y

Y

Y

Y

Y

NM Exp

N

Y

Y

N

Y

N

Y

SI Increase

10%

10%

10%

10%

10%

10%

10%

Dom Hosp

Y

Y

Y

Y

Y

Y

Y

NC Bonus

Y

Y

Y

Y

Y

Y

Y

SL Waiver

X

X

Built-in

X

X

X

Optional

20% Co-pay

X

X

X

Built-in

Built-In

Optional

Optional

Optional: Available on payment of additional premium

Family Floater sum insured in minimum Rs 2 lakh

No sub-limits are applied for sum insured greater than Rs 20 lakh.

Exclusions of Raheja QBE Health Insurance Plans:

No doubt Raheja QBE health insurance plans offer comprehensive coverage, however, it is imperative to describe the exclusions at the outset, as they apply to all the health insurance plans across the board, other than some specifics applicable to selected plans. 

Waiting Periods

  • Initial Waiting Period: The claims will be accepted only after 30 days of the initial waiting period. However, it is not valid for accidental claims.
  • Specific Disease Waiting Period: The period is 24 months for specific diseases. The consumer can consult the prospectus to check for the list of diseases covered in this clause.
  • Long Term Waiting Period: This period is for 48 months applicable to pre-existing as well as a few specific diseases like osteoarthritis etc.

Major Permanent Exclusions

  • Investigative evaluation
  • Rest, recuperation and convalescence
  • Self-inflicted injury and attempted suicide
  • Cosmetic and aesthetic treatment
  • Treatment of external congenital disorders
  • Treatment of STD, HIV, AIDS etc.
  • Hazardous Adventure and Extreme sports.
  • Activities of criminal intent.
  • Abuse of addictive substances and alcoholism
  • Nuclear, Radioactive, Biological and Chemical contamination peril 

Raheja QBE Health Insurance Plans Explained

Health QBE Basic Plan

As the name suggests, this plan has all the standard coverage elements distributed over defined sum insured bands. 

  • Band 1: Sum insured from Rs 1 to Rs 2 lakh
  • Band 2: Sum Insured from Rs 3 lakh to Rs 50 lakh.

Inclusions

  • Policy Term: Choice of 1 and 2 years.
  • Inpatient hospitalization and Daycare procedures
  • Domiciliary Hospitalization: Maximum Rs 1.5 lakh
  • Sub Limits:

Room Rent: 1% of Sum Insured

ICU: 2% of Sum Insured

Doctor’s Fee (Per Claim): 25% of Sum Insured

  • Pre Hospitalization:
  • Band 1: 30 days
  • Band 2: 60 days
  • Post Hospitalization:
  • Band 1: 60 days
  • Band 2: 90 days
  • Ambulance: based on Sum Insured for maximum up to Rs 2500
  • Daily Hospital Cash Allowance: Rs 500 / day for a maximum of 6 days in Band 1 only.
  • Organ Donor Benefit: Up to 20% of the sum insured in Band 2 only
  • Recharge of Sum Insured: Increased by 10% on cashless treatment
  • Medical checkup: Free based on Sum Insured regardless of claim
  • Non-Medical Expenses: Based on Sum Insured maximum of Rs 4000 applicable in Band 2 only
  • No Claim Bonus: 5% for every free claim year up to 50%

Health QuBE Comprehensive Plan

As the name suggests, this plan has all the standard coverage elements contained in the Basic Plan with a single sum insured range.

Inclusions

  • Sum Insured: In a range from Rs 3 lakh to Rs 50 lakh
  • Policy Term: Choice of 1 and 2 years
  • Inpatient hospitalization and Daycare procedures
  • Room Rent: No limit specified up to sum insured
  • ICU: No limit specified up to sum insured
  • Doctor’s Fee (Per Claim): No limit specified up to sum insured.
  • Domiciliary Hospitalization: Maximum Rs 1.5 lakh
  • Pre Hospitalization: 60 days
  • Post Hospitalization: 90 days
  • Ambulance: based on Sum Insured for Maximum up to Rs 5000
  • Organ Donor Benefit: Up to 20% of the sum insured.
  • Recharge of Sum Insured: Increased by 10% on cashless treatment.
  • Medical checkup: Free based on Sum Insured regardless of claim.
  • Non-Medical Expenses: Based on Sum Insured maximum of Rs 4000
  • No Claim Bonus: 5% for every free claim year up to 50%
  • Sub Limit Waiver: It is inbuilt in the plan 

Health QBE Super Saver Plan

This plan, true to its name, has an inbuilt Copayment clause of 20% attracting additional savings in addition to all the standard Basic Plan coverage elements, distributed over defined sum insured bands.

  • Band 1: Sum insured from Rs 1 to Rs 2 lakh
  • Band 2: Sum Insured from Rs 3 lakh to Rs 50 lakh.

Inclusions

  • Policy Term: Choice of 1 and 2 years.
  • Inpatient hospitalization and Daycare procedures
  • Domiciliary Hospitalization: Maximum Rs.1.5 lakh
  • Sub Limits:
  • Room Rent: 1% of Sum Insured
  • ICU: 2% of Su Insured
  • Doctor’s Fee (Per Claim): 25% of Sum Insured
  • Pre Hospitalization:
  • Band 1: 30 days
  • Band 2: 60 days
  • Post Hospitalization:
  • Band 1: 60 days
  • Band 2: 90 days
  • Ambulance: Based on Sum Insured for Maximum up to Rs 2500
  • Daily Hospital Cash Allowance: Rs.500 / day for a maximum of 6 days in Band 1 only
  • Organ Donor Benefit: Up to 20% of the sum insured in Band 2 only
  • Recharge of Sum Insured: Increased by 10% on cashless treatment
  • Medical checkup: Free based on the Sum Insured regardless of claim
  • Non-Medical Expenses: Based on Sum Insured maximum of Rs 4000 applicable in Band 2 only
  • No Claim Bonus: 5% for every free claim year up to 50%
  • Cost Sharing: Copayment of 20% with savings provided on the premium amount. 

Health QuBE A La Carte Plan

This plan offers unique flexibility to tailor it to suit an individual's requirement in addition to all the standard coverage elements of Basic Plan distributed over sum insured bands.

  • Band 1: Sum insured from Rs 1 to Rs 2 lakh
  • Band 2: Sum Insured from Rs 3 lakh to Rs 50 lakh. 

Inclusions

  • Policy Term: Choice of 1 and 2 years
  • Inpatient hospitalization and Daycare procedures
  • Domiciliary Hospitalization: Maximum Rs 1.5 lakh
  • Sub Limits:
  • Room Rent: 1% of Sum Insured
  • ICU: 2% of Sum Insured
  • Doctor’s Fee (Per Claim): 25% of Sum Insured
  • Pre Hospitalization:
  • Band 1: 30 days
  • Band 2: 60 days
  • Post Hospitalization:
  • Band 1: 60 days
  • Band 2: 90 days
  • Ambulance: based on Sum Insured for maximum up to Rs 2500
  • Daily Hospital Cash Allowance: Rs 500 / day for a maximum of 6 days in Band 1 only
  • Organ Donor Benefit: Up to 20% of the sum insured in Band 2 only
  • Recharge of Sum Insured: Increased by 10% on cashless treatment
  • Medical checkup: Free based on Sum Insured regardless of claim.
  • Non-Medical Expenses: Based on Sum Insured maximum of Rs 4000 applicable in Band 2 only
  • No Claim Bonus: 5% for every free claim year up to 50%
  • Sub Limit Waiver: It is optional in Band 2 only
  • Cost Sharing: Optional co-payment of 20% with savings provided on the premium amount in both the bands.

Health QuBE Super Top Up Plan

This plan is meant to augment the sum insured substantially over the base policy at a fraction of the cost. The sum insured comes into play only after the base sum insured is exhausted and considered as deductible.  

Inclusions

  • Sum Insured: up to a maximum of Rs 1 crore
  • Policy Term: Choice of 1, 2 and 3 years
  • Inpatient hospitalization and Daycare procedures
  • Room Rent: Entitled for Single Private Room. If accommodation is shared extra Rs 1000 per day allowance
  • ICU: As per actual up to sum insured
  • Domiciliary Hospitalization: Maximum of Rs 50,000
  • Pre Hospitalization: 60 days
  • Post Hospitalization: 90 days
  • Ambulance: Based on Sum Insured for maximum up to Rs 5000
  • Organ Donor Benefit: Up to Rs 200000
  • Ayush treatment as per policy schedule
  • Recharge of Sum Insured: Applicable to sum insured greater than Rs 3 lakh.
  • Pre Policy Medical checkup: If the policyholder is above 55 years of age
  • Cumulative Bonus: 10% for every free claim year up to 50%
  • Pre Existing disease: Waiting period of 36 months

Arogya Sanjreevani Policy – Raheja QBE

To roll out uniform standard health insurance coverage across the country, IRDAI has designed this policy for implementing by all the health insurers operating in India from 1st April 2020. 

Inclusions

  • Sum Insured: In a range from Rs 1 lakh to Rs 5 lakh.
  • Policy Term: Choice of 1 year only.
  • Inpatient hospitalization and Daycare procedures
  • Loss sharing:
  • Room Rent: 1% of sum insured maximum Rs 5000/day
  • ICU: 5% of sum insured maximum Rs 10000/day
  • Modern Treatment Methods: 50% of the sum insured
  • Pre Hospitalization: 30 days
  • Post Hospitalization: 60 days
  • Ambulance: based on Sum Insured for Maximum up to Rs 2000
  • Ayush treatment is covered for the full amount of sum insured.
  • Cataract treatment is limited to 25% of sum insured with a cap of Rs 40000
  • Dental and Plastic Surgery procedures are admissible, provided they are the outcome of disease or injury
  • Pre policy medical test is compulsory if the policyholder is 61 years and above in age
  • Cumulative Bonus for every claim-free year redeemed at 5% at each renewal till 50% of the sum insured is reached
  • Co-payment of 5% for all medical expenses is mandatory 

Individual Personal Accident

The plan is designed to cover for financial losses incurred by the policyholder in the event of an accident during the policy period.

Eligibility

  • Minimum Entry Age: 5 years
  • Maximum Entry Age: 65 years
  • Exit Age: Renewals up to 70 years.

Coverage

  • Accidental Death:
  • Permanent Total Disability
  • Permanent Partial Disability
  • Temporary Total Disability

Compensation Benefit

  • Paid in a Lump sum
  • Accidental Death: Up to the total sum insured
  • Permanent Total Disability: Up to the total sum insured
  • Permanent Partial Disability: Percentage as detailed in the policy schedule.
  • Temporary Total Disability: 1% of the sum insured subject to Rs 5000 maximum per week for the next 104 weeks.

Additional Benefits

  • Mortal Remains: Transport for mortal remains 1% of the sum insured for maximum Rs 2500
  • Damage to Clothing: Maximum Rs 2500
  • Ambulance: Based on actual for Maximum up to Rs 1000
  • Education Benefit: Maximum Rs.5000 per child limited to 2 children maximum.
  • Loss of Employment: 2% of sum insured.
  • Cumulative Bonus: 5% for every free claim year up to 25%

Optional Extension

  • Based on Health QuBE Comprehensive Plan
  • Medical Expenses: As defined in the policy schedule
  • Hospital Confinement Allowance: A daily allowance of Rs 500 for each day for a maximum of 30 days. 

Cancer Insurance Policy

It is a standalone critical illness policy dedicated to the treatment of cancer in different stages. It is designed to mitigate the expenses of cancer treatment once it is detected. 

Inclusions of Cancer Insurance Policy

  • Eligibility: Anyone in the age group of 1 day to 70 years.
  • Renewability: Lifelong
  • Sum Insured: In a range from Rs 1 lakh to Rs 10 lakh.
  • Payout: On diagnosis of cancer, 50% of the sum insured in lump sum limited to maximum Rs 2.5 lakh.
  • Reimbursement of Claims: Every quarter on actual bills until the entire sum insured is exhausted
  • Benefit payment: Up to 5 years from inception
  • Pre Policy medical test: reimbursement limited to 50% of the cost.
  • Cumulative Bonus: 5% for every free claim year up to 25%
  • Pre Existing disease: Waiting period of 48 months

Hospital Daily Cash-Group Policy

This is a daily cash-benefit plan, which comes with features such as convalescence benefit, global emergency benefit, sickness hospitalisation cash benefit, accidental benefit etc.

  • Eligibility: Anyone in the age group of 91 days to 75 years.
  • Renewability: Lifelong
  • Sum Insured: Rs 500 to 5000 per day
  • Payout: Daily cash benefit is offered during hospitalisation due to illness
  • Sickness hospitalisation cash benefit to be extendable from 7 days to 15 days in a policy term.
  • Accidental daily cash benefit up to a Maximum of Rs 10,000.
  • Day care procedure cash benefit up to a maximum of Rs 5000. To be availed twice in a policy term
  • Pre Existing disease: Waiting period of 36 months

Corona Kavach Policy

 It is a comprehensive health insurance policy for corona treatment expense cover introduced by IRDAI. Some of the basic features and inclusions include:

  • The policy sum insured ranges from Rs 50,000 to 5 lakh
  • Pre and post hopsitalisation cover
  • AYUSH treatment cover
  • Hospital daily cash benefit
  • Policy tenure to be availed are 3 ½ month, 6 ½ month and 9 ½ month
  • Domiciliary treatment cover

Raheja QBE Eligibility Criteria 

                                                                    Eligibility Criteria

Parameters

  Raheja QBE Health Insurance Plans

Health QuBE

Arogya Sanjeevani

Cancer

Super Top-up

Adult

Child

Adult

Child

Adult

Child

Min Entry Age

18 yrs

90 days

18 yrs

3 months

1 day

18 yrs

91 days

Max Entry Age

65 yrs

25 yrs

65 yrs

25 yrs

70 yrs

65 yrs

25 yrs

Renewal /Exit

Lifelong

Lifelong

Lifelong

Lifelong 

How to Buy Raheja QBE Health Insurance? 

For every general insurer, the mode of purchase is both offline and online. In the former mode, a consumer can either converse with an agent or visit the nearest brick and mortar office who facilitate the purchase of a suitable health insurance policy. But by far the preferred mode is the online, where one can compare plans, model a suitable plan complete with the projected sum insured and the payable premium. The steps for online purchase are also not that elaborate, but comprehensive in a few simple steps. To buy Raheja QBE Health Insurance, one can preferably visit Paisawiki.com and follow the buying guidelines on the website. Compare the plans by clicking on the ‘Get Free Quotes’ option and buy the right plan online.

Documents Required to Buy Raheja QBE Health Insurance:

The primary need for documentation arises primarily on two occasions – Purchase and Claim. While in the case of purchase, the requirement is sparse, especially in a scenario when digital platforms are the order of the day. In all other transactions like claims, the requirement is minimal and those necessary.

Documents for Purchase

The list is industry-standard comprising a few primary documents.

  • Valid Photo Identity Proof
  • Age Proof
  • Address Proof
  • Income Proof

Documents for Claim Submission

The claim settlement can only be smooth if the documentation is flawless and timely. The indicative list of documents is listed below for easy grasp and submission when the need arises, not later than 15 days from discharge from the hospital.

  • Duly completed and signed Claim Form
  • Insurance Health Card
  • Discharge Card from the Hospital
  • Doctor’s Certificate, Requisition and Treatment notes
  • Indoor case papers
  • Original Investigation and Diagnostic Reports including Images, Plates and Digital Media
  • Pharmacy Bills
  • Original Hospital Bills and receipts duly authenticated
  • Hospital Bill Breakup
  • KYC Documents of the Insured patient
  • Bank account details, including cancelled cheque
  • Additional documents if required:
  • Death Certificate
  • Post Mortem report.
  • Police FIR and/or MLC Report
  • Police Panchnama / Inquest Report
  • Any other document deemed necessary by Raheja QBE Health Insurance

Renewal Process of Raheja QBE Health Insurance 

The policyholder must renew the policy on or before the due date to ensure that coverage to the insured is uninterrupted so that no hindrance is caused when hospitalization is necessary due to accident or illness. Failure to renew within the due date or a liberal grace period of 30 days is tantamount to discontinuation of the policy, and it is deemed as lapsed. 

Generally, all policies can be renewed either through the offline or online mode when the renewal premium is paid. However, online renewal is instant, convenient and hassle-free at the aggregator websites like Paisawiki.com. The insured is required to visit the website, provide the policy details and get the premium amount for the next year, compare the plans and renew it online. Once the payment process is completed, a fresh policy is issued to the insured and mailed to the registered email Id.

FAQs About Raheja QBE Health Insurance Policy

  • Q: How is the Sum Insured affected once a claim is made under Raheja QBE Health Insurance?

    A: When there is a cashless claim, the sum insured is reduced by 10% of the approved amount.

  • Q: What is the cumulative bonus?

    A: Raheja QBE Health Insurance endeavours to keep the policyholder hale and hearty. As a recognition of this, for every claim-free year, the policyholder is rewarded with Cumulative Bonus to be redeemed at renewal resulting in enhancement of sum insured as defined in the policy schedule.

  • Q: How does the copayment work in Raheja QBE Health Insurance?

    A: The defined percentage of Copayment is either inbuilt or optional in selected plans.  The 20% copayment defined fetches savings in renewal premium. Standard T&C apply.

  • Q: What is the Free Look period?

    A: It is the period counted from the receipt of a policy document during which the policy can be cancelled if the policyholder is dissatisfied. In Raheja QBE Health Insurance it is 15 days.

  • Q: When is the submission of KYC documents mandatory in the claim process?

    A: When the claim amount is more than the threshold of Rs 1 lakh, submission of KYC documents of the claimant is mandatory.

  • Q: When is the initial waiting period not applicable?

    A: The initial waiting period is not applied in case of accidental hospitalization and on the renewal of the policy. 

  • Q: When is policy denied renewal?

    A: In cases of  fraud, suppression of information or moral hazard, renewal of policy may be denied.

  • Q: What is the outcome of Cancer Insurance Policy when the claim is settled?

    A: Being a benefit type of insurance, the policy terminates on the settlement of the claim, which is usually in a lump sum single transaction.

  • Q: Where should the claim intimation be given in Raheja QBE Health Insurance?

    A: The intimation should be at 1800-425-9449 or mail at This email address is being protected from spambots. You need JavaScript enabled to view it. both for planned and emergency hospitalization.

  • Q: What is meant by sub-limits?

    A: When the coverage for various benefits is limited to certain amounts, they are termed as sub-limits.

Written By: Paisawiki - Updated: 04 August 2020

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