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Care Health Insurance Premium Calculator (formerly known as Religare Health Insurance Premium Calculator)
250+ Plans 18 Insurance Companies
₹ 5 Lakh Coverage @ ₹ 10/day
7 Lakh+ Happy Customers

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

Care Health Insurance Premium Calculator (formerly known as Religare Health Insurance Premium Calculator)

The estimated cost of a Policy in terms of the total amount of premium that is to be paid is calculated using an algorithm. It is done using technology and required the applicant to enter certain details and personal information online. Then based on the information provided and the nature of various policies that are opted for, the system calculates a premium value that is payable by the customer. This application helps a user compare different rates of premium for different Religare policies. The tool is called Care Health Insurance Premium Calculator (formerly known as Religare Health Insurance Premium Calculator). 

Why Calculate Health Insurance Premium Online?

The reasons why it is important to calculate an online premium quote are:

  • One can ascertain the actual cost to be incurred on a specific policy and if it fits his budget or not.
  • If the policy premium is out of budget, the policyholder can make substantial changes and modifications and reach the saturation point where all his ends meet.
  • Transparency among policies and comparison of different premiums of various policies makes it easier for the buyer to decide which policy to finally buy.
  • One can modify the riders and coverage facilities according to his pocket and modify the plan accordingly.

Benefits of Using Care Health Insurance Premium Calculator (formerly known as Religare Health Insurance Premium Calculator):

  • Saves Time and Effort: One can derive at the best policy within minutes without the intervention and biased opinion of any middleman or agent.
  • Initiates the Policy: Comparing different policies and premiums, one can reach at the final one and initiate the purchasing of the policy.
  • Analytical Comparison of Insurance Plans: with the online health insurance premium calculator, one can comprehensively compare the benefits, premium, sum insured and other vita parameters of various places and settle for the most suitable one. 

How to Calculate the Premium of Care Health Insurance Policies (formerly known as Religare Health Insurance Policies) Online?

The interested individual needs to enter some vital details to estimate the premium as per the Premium calculator. Details to be entered are:

  • Family Details: The individual needs to mention the number of family members, total size of the family, their occupation, age and gender. If there is any hereditary or pre-existing disease that runs in the family is a vital detail to be shared.
  • Age of the Eldest Member: It is imperative to get this information as it decides the rules and appropriate policy with the best premium that he/she can buy.
  • Sum Insured– depending on the policy term, the total sum insured helps to derive the premium for a particular policy the variation of the sum insured offered is from 4 lakh to 6 cr.
  • Policy Tenure – The tenure can be of 1 year, 2 years or three years. The more the number of policy years, the higher will be the amount of premium but with a high advantage of better rewards, bonuses and offers. Moreover, there is no stress regarding medical expenditure, if the tenure is high.
  • Premium add on – There can be a number of bonuses earned like no claim bonus, an unlimited recharge offers which automatically renews the policy before the due date. Besides that, every add on or rider attached with the policy comes with an extra amount of premium to be paid.
  • GST – The premium calculator also adds the GST of 18% on each policy and comes up with the exact amount to be paid as per individual health care policy. The above criterion is highly influential in deciding the premium and assisting the buyers to come up with a budget even before they have bought the health insurance plan.
  • Other details – age of the policyholder, medical history, gender, occupation, applicant’s discounts are other relevant features that need to be captured before coming up with the premium calculator.

Types of Health Insurance Policies Available at Care Health Insurance Company (formerly known as Religare Insurance Company)

Religare Plan

Minimum age entry

Maximum age entry

Policy Term

Care Health Care (formerly known as Religare Care)

5 years

No limit

1 year, 2 years and 3 years

Care Health Enhance (formerly known as Religare Enhance)

1 day

No Limit

1 year, 2 years and 3 years

Care Health Joy (formerly known as Religare Joy)

Adults – 18 years

Children and Newborn Babies – 1 day

Adults – 45 years

Children – 24 years and New-born Babies – 90 days

1 year, 2 years and 3 years

Care Health Assure (formerly known as Religare Assure)

18 years

65 years

1 year, 2 years and 3 years

Care Health Secure (formerly known as Religare Secure)

91 Days

Children – 24 years

Adults – 70 years

1 year, 2 years and 3 years

Steps of Calculating Care Health Insurance Premium (formerly known as Religare Health Insurance Premium Calculator)

Care Health Insurance Company Limited (formerly known as Religare Health Insurance Company Limited) premiums can be calculated through Paisawiki.com as well. It is the easiest and most time-saving process. Here are the steps to follow:

  • Visit paisawiki.com and go to health insurance tab.
  • Click ‘Get Free Quotes’ option by providing certain information like gender, contact number and name.
  • The next page will ask you to provide some more information such as age, whom you want to ensure or type of policy, location, medical history if any etc. Provide the information and submit.
  • Based on your information, the calculator will suggest certain plans with their premiums. You can choose Religare plan from there and compare as well.
  • View rider options if any and click on the ‘Proceed’ option.
  • Pay the premium through credit/debit card or net banking.
  • The soft copy of the policy will be sent to the registered email Id. 

Frequently Asked Questions – FAQs

Written By: Paisawiki - Updated: 22 September 2020

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